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Your Goal Consolidate Refinance Bankruptcy Minimum Payments Financira
Saving money while paying on your debt No No No No Yes
Quickest route to being TOTALLY OUT OF DEBT No No Yes No Yes
You and Your Creditors Are happy No No No No Yes

Making minimum monthly payments to your creditors

You can always do the pay forever plan. If you pay minimum payments it will take you more than 40 years to pay off the balance and interest. Your credit score will be reduced because that debt load is constantly carried over, year after year, on your credit report. This will eliminate your chances of saving for retirement, college, travel. Why go through life this way when you can let Financira end your debt in less than 36 months?

Refinance or get a home equity loan

Why borrow money on something as valuable as your home just to give it back to your creditors? If you refinance you are just making your unsecured debts secured debts. If you don't pay, you lose your home. Instead of getting rid of debt you are just adding it on for another 15 to 30 years. With Financira you're debt free in 3 years.

File Bankruptcy

Not only is bankruptcy incredibly difficult to file, it is a long, embarrassing process that will cripple your credit rating. You will be required to report every detail of your finances and will exhaust hundreds of hours in your time. And you may still be placed into a chapter of bankruptcy where you are required to pay your creditors back. Why choose bankruptcy, which will stay with you forever, when you can enroll in Financira's program and be done with debt in 36 months?

Debt Consolidation or Credit Counseling

Why pay a company to consolidate your debts into one payment? You are still paying the same amount, now you are just paying more because debt consolidators certainly don't work for free. So now, on top of your debt, you are paying a company to manage it, not lower it. And debt consolidation companies are sponsored by the credit card industry. Why? Because they are owned by the credit card industry. Isn't that a little suspicious? Debt consolidation takes twice the time and costs twice as much as Financira's program does.

Don't do anything

You can always try to fall off the face of the Earth, but your debt will follow you to the moon. You can change your phone number and move; your creditors will find you. They will call you at work. They will garnish your wages, place liens on your property and tax returns, or go to court and get a judgment against you for the full debt amount. Financira can get rid of the calls, harassment, and debt.

We offer free, no obligation, confidential consultations. Call us or submit your info today and let our friendly staff bring you the peace of mind you deserve.

Program Benefits

  • Reduce total debt as much as 70%
  • One Low Monthly Payment
  • Avoid Bankruptcy
  • Regain Financial Control
  • Get out of Debt in 12-36 Months

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